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APPLY BY PHONE!
877-410-7811
Instant Approvals |
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go
for it.
Embrace the challenge that drives you... |
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Only $199 Minimum Purchase
Low
Minimum Monthly Payments
Online Account Management
Easy Application & Fast Approvals
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Hunter's Friend
has partnered with GE Money Sport to make buying a great bow
more affordable than ever. Apply for your Hunter's Friend
Money Sport account today and get the gear you REALLY want for this
bow season. It's a great way
to save. And you can use your Hunter's Friend card
whenever you like for all your purchases at Hunter's Friend.
* Promotions only
available on select items/packages.
* Subject to credit approval from GE Money Bank.
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HOW TO APPLY:
The simplest way to apply is by phone. The process takes only a few minutes and we generally receive a
response within seconds. If you prefer to apply
with a hard-copy of the application, we will gladly mail
or fax you a copy of the GE Money Sport Application (1
page) and Agreement (6 pages).
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PRIVACY & SECURITY
We take your privacy and security seriously. Hunter’s
Friend absolutely WILL NOT sell, rent, disclose, or
otherwise share your private information to anyone
accept the granting financial institution (GE Money
Bank). Information is submitted to GE Money Bank via a
hand-keyed standalone terminal. So your information WILL
NOT be stored on any type of web-server or network. The
information we gather is stored as locked hard-copies
only and all information is used exclusively for the
purpose of issuing you a Hunter’s Friend GE Money Sport
Card.
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C.A.R.D. ACT COMPLIANCE
All GE Money Sport
Applications are subject to the new Credit Card
Accountability, Responsibility, and Disclosure Act of
2009. So we always make sure you are informed of the
fine print, we read the required disclosures aloud, and
then ask for your permission before actually processing
your application. So bear with us. We have
to do
things by the book. And for now, that includes NOT
posting the specific terms on our website. At the
request of GE Money, all program participants have been
asked to remove .pdf applications and static material
from websites. The Credit C.A.R.D. Act of 2009 is
literally 1,200 pages long, and credit institutions are
still scrambling to develop electronic formats which are
compliant with the new laws. So if you would like
to read the fine print first (and we suggest you do),
please use the form above to request a current GE Money
Sport Application & Agreement via postal mail, fax, or
email. Or simply call us at 1-877-410-7811 and
we'll give you all the details by phone.
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HOW
DEFERRED INTEREST PROMOTIONS SAVE MONEY
Providing you make your
monthly payments on time, and pay-off your purchases
within the promotional period, the GE Money Sport Card
can save you a little money compared to
using a typical credit card which has an average
interest rate of 14.75%. If you buy a
Ready-to-Hunt Bow Package at $599, for example, and make
$100 monthly payments, your
final savings would come out something like this.
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End Month 1
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Forward: |
$599.00 |
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Payment: |
-$100.00 |
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Interest: |
$0.00 |
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Balance: |
$499.00 |
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End Month 2
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Forward: |
$499.00 |
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Payment: |
-$100.00 |
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Interest: |
$0.00 |
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Balance: |
$399.00 |
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End Month 3
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Forward: |
$399.00 |
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Payment: |
-$100.00 |
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Interest: |
$0.00 |
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Balance: |
$299.00 |
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End
Month 4
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Forward: |
$299.00 |
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Payment: |
-$100.00 |
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Interest: |
$0.00 |
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Balance: |
$199.00 |
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End Month 5
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Forward: |
$199.00 |
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Payment: |
-$100.00 |
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Interest: |
$0.00 |
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Balance: |
$99.00 |
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End Month 6
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Forward: |
$99.00 |
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Payment: |
-$99.00 |
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Interest: |
$0.00 |
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Balance: |
$0.00 |
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Starting Balance: $599
0% Interest Rate |
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End Month 1
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Forward: |
$599.00 |
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Payment: |
-$100.00 |
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Interest: |
$0.00 |
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Balance: |
$499.00 |
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End Month 2
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Forward: |
$499.00 |
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Payment: |
-$100.00 |
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Interest: |
$6.13 |
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Balance: |
$405.13 |
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End Month 3
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Forward: |
$405.13 |
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Payment: |
-$100.00 |
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Interest: |
$4.97 |
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Balance: |
$310.01 |
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End
Month 4
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Forward: |
$310.01 |
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Payment: |
-$100.00 |
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Interest: |
$3.81 |
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Balance: |
$213.82 |
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End Month 5
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Forward: |
$213.82 |
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Payment: |
-$100.00 |
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Interest: |
$2.62 |
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Balance: |
$116.44 |
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End Month 6
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Forward: |
$116.44 |
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Payment: |
-$99.00 |
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Interest: |
$1.43 |
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Balance: |
$18.87 |
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Starting Balance: $599
14.75% Interest Rate |
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if you prefer to make small minimum monthly
payments, and then pay-off a big sum at the end
of your promotional period, again you come out
better using your GE Money Card compared to a
typical credit card. In the example below,
we'll assume a 3.5% minimum payment with a full
pay-off at end of the sixth month.
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End Month 1
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Forward: |
$599.00 |
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Payment: |
-$20.97 |
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Interest: |
$0.00 |
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Balance: |
$578.03 |
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End Month 2
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Forward: |
$578.03 |
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Payment: |
-$20.23 |
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Interest: |
$0.00 |
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Balance: |
$557.80 |
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End Month 3
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Forward: |
$557.80 |
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Payment: |
-$19.52 |
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Interest: |
$0.00 |
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Balance: |
$538.28 |
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End
Month 4
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Forward: |
$538.28 |
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Payment: |
-$18.83 |
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Interest: |
$0.00 |
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Balance: |
$519.45 |
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End Month 5
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Forward: |
$519.45 |
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Payment: |
-$18.18 |
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Interest: |
$0.00 |
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Balance: |
$501.27 |
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End Month 6
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Forward: |
$501.27 |
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Payment: |
-$501.27 |
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Interest: |
$0.00 |
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Balance: |
$0.00 |
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Starting Balance: $599
0% Interest Rate
3.5% Minimum Payment |
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Total Expense
$599.00 |
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End Month 1
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Forward: |
$599.00 |
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Payment: |
-$20.97 |
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Interest: |
$0.00 |
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Balance: |
$578.03 |
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End Month 2
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Forward: |
$578.03 |
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Payment: |
-$20.47 |
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Interest: |
$7.10 |
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Balance: |
$564.66 |
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End Month 3
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Forward: |
$564.66 |
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Payment: |
-$20.01 |
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Interest: |
$6.94 |
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Balance: |
$551.59 |
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End
Month 4
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Forward: |
$551.59 |
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Payment: |
-$19.54 |
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Interest: |
$6.78 |
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Balance: |
$538.83 |
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End Month 5
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Forward: |
$538.83 |
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Payment: |
-$19.09 |
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Interest: |
$6.62 |
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Balance: |
$526.36 |
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End Month 6
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Forward: |
$526.36 |
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Payment: |
-$532.83 |
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Interest: |
$6.47 |
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Balance: |
$0.00 |
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Starting Balance: $599
14.75% Interest Rate
3.5% Minimum Payment |
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Total Expense
$632.91 |
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USE PROMOTIONAL CREDIT WISELY
Promotional credit
offers can be a convenient money-saver, BUT BE WARNED.
They can also be a nightmare if you're not responsible.
As you can see in the examples above, the credit issuer
(GE Money) makes no money on the transactions when you
follow the terms. As long as you make timely
payments and pay off your purchase within the
promotional period (6 months), the bank doesn't get one
red cent in interest or fees. You literally get to
play with the house's money for free!
Of course, GE Money wouldn't stay in business very long
if they just loaned-out interest-free money. So
here's the catch ... they're
counting on YOU to screw it up.
In fact, they're betting on it. And to be fair,
all banks make this bet in one form or another.
When you make a mistake, they profit. So be
advised, if you are late with payments, or skip
payments, you can expect hefty late fees and the
probable termination of your promotional interest rate.
Delinquent accounts may even get a whopper 29.99%
finance charge assessed all the way back to the original
purchase date. Yikes! Fifty years ago, they
would have called this loan-sharking, but today it's
called Short-Term Unsecured Credit ... and using
it comes with risks. Of course, GE Money won't
send anyone out to break your kneecaps, but poor
handling of your account will certainly come with
financial consequences.
So we suggest you consider this decision carefully.
If you're the kind of consumer who handles accounts
carefully and meticulously, GE Money Sport may be right
up your alley. Go for it! But if you're not
the tidy type ... if your idea of balancing a checkbook
involves looking under the seats of your car ... we
suggest you steer clear of promotional credit and try
our nice layaway program instead. J
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